Bahaa Abdul Hussein | Founder of International Smart Card

International Smart Card company (ISC) was established in 2007 as an electronic payment company in partnership with two government banks in Iraq (Al-Rafidain Bank and Al-Rasheed Bank). ISC has pioneered the growth of electronic payments in Iraq and is currently the leading electronic financial services company in Iraq with a network of nearly 7,000 merchants and over 10 million customers.

The company’s flagship product - the Qi card is a biometric card with more than 7 million customers. In addition, the company has issued about 2.7+ million master cards and about 2.3+ million co-badge cards ( Qi and Master combination).
ISC is the first company in Iraq to introduce the latest electronic payment technologies and introduced the usage of biometric techniques which were highly effective in eliminating duplicate payment of salaries thereby protecting public money. The use of unique fingerprint authentication technology eliminates fraud in payments by matching the live fingerprint of the card holder instantly.

With cutting-edge e-Payment solutions envisioned by the founder, Mr Bahaa Abdul Hussein, ISC now assists government departments website and private enterprises in salary payments and distribution of funds. These solutions also enable customers to perform a host of other transactions such as payment of bills to government and private enterprises.

With a team of 700+ banking, finance, management and technology experts, ISC issues smart cards on behalf of 14 affiliated banks in Iraq including Rafidain and Rasheed banks. It also serves Iraqi consumers with access to modern financial systems where they can enjoy the benefits of easy electronic transactions.

Founder- Bahaa Abdul Hussein
The founder chairman of ISC, Bahaa Abdul Hussein established Qi Card Company in 2007 as an electronic payment company in partnership with two government banks in Iraq- Al-Rafidain Bank and Al-Rasheed Bank. The Qi here Card serves as an effective identification and e-payment solution for the people of Iraq. From employees to social workers to pensioners, the Qi Card impacted people from all walks of life making it easy to receive salaries or make payments or pay bills.

Mr. Bahaa initiated several projects to serve all segments of society including projects with the Ministry of Migration to quickly and securely deliver grants to displaced people in a smooth and safe manner.
Under Mr Bahaa’s leadership, the company undertook a project for the World Food Program and used fingerprint matching technology to eliminate duplicates in the distribution of grants to immigrants.

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